Eligibility Criteria for Personal Loan for Salaried with Low CIBIL Score
- Applicant must be a salaried individual (private or government sector).
- Monthly income should be ₹15,000 or above.
- Age should be between 23 and 55 years.
- Must have at least 3 to 6 months of work experience in the current job.
- CIBIL score below 650 is acceptable.
- Applicant must be an Indian resident.
- Valid KYC documents required (PAN card and Aadhaar card).
- Latest salary slips and 3-6 months bank statements needed.
- Salary Should Credits on the Bank account
- No guarantor or collateral required.
- Loan approval based on current income and job stability, not just credit score.
Documents Required for Personal Loan for Salaried with Low CIBIL Score
- PAN Card-For identity and financial verification
- Aadhaar Card-For address and identity proof
- Latest 3 Months' Salary Slips-To verify income stability
- Bank Statements (Last 3-6 Months)-To assess financial behavior
- Employee ID Card or Offer Letter-Proof of employment
- Recent Passport-sized Photograph-For loan processing records
- Signed Loan Application Form-With accurate personal and job details
How to Apply for Personal Loan for Salaried with Low CIBIL Score
Applying for a personal loan with Zetloan is quick and hassle-free, even if you have a low CIBIL score. Follow these simple steps:
Visit the Zetloan Website or App: Open the Zetloan platform on your mobile or desktop browser and Download the Zetloan App
Fill the Application Form: Enter your personal, employment, and income details accurately.
Upload Required Documents: Submit your PAN card, Aadhaar, salary slips, bank statements, and other necessary documents digitally.
Get Instant Verification: Our system verifies your details quickly, focusing on your income and job stability, not just your credit score.
Loan Approval & Disbursal: Once approved, the loan amount is credited to your bank account within 24-48 hours.
Repay Conveniently: Choose a repayment tenure that suits you, from 7 days to 3 months, with easy EMI options.
Apply now and get financial support when you need it most with Zetloan!