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Best Small Loan app Without Salary Slip - Apply Online

Zetloan is the best small loan app without income proof. It offers urgent cash loans without a salary slip, making it easy to borrow between ₹50,000 and ₹5 lakh.

To qualify, you need a minimum monthly salary of ₹15,000-₹30,000 and a CIBIL score of 700+. Zetloan provides competitive interest rates starting at 5% and low processing fees (1%–3%).

Get quick approval and funds without any collateral. Enjoy hassle-free access to instant personal loans from a trusted NBFC.

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Key Features of a Small Loan App Without Salary Slip

  • No Collateral Required: Borrow without any security or collateral. Get a small personal loan with the lowest interest rates from zetloan, making it easy and hassle-free.
  • Quick Processing: Enjoy fast approval! Loans are often processed within a few hours or days, ensuring quick access to funds when you need them the most.
  • Flexible Usage: Use your loan for any personal needs, such as medical bills, home renovation, education, or other urgent expenses.
  • Flexible Loan Tenure: Choose a loan tenure that suits you, from 1 to 5 years or more, based on your financial needs and preferences.
  • Loan Amount: Borrow between ₹50,000 and ₹5 lakh, depending on your eligibility and requirements.
  • Competitive Interest Rates: Interest rates range from 5% to 25%, depending on your credit score, loan amount, and tenure.
  • Low Processing Fees: Processing fees are minimal, ranging from 1% to 3% of the loan amount, ensuring affordability.
Instant Personal Loan

Eligibility Criteria for Small Loan App Without Salary Slip

  1. Resident: Applicant must be a resident of India.
  2. Employment Status: Must be employed in a reputable company (public or private sector). Zetloan also offers quick personal loans to individuals working in startups, provided they have been employed for at least 6 months with their current employer.
  3. Minimum Salary: Zetloan requires a minimum monthly salary between ₹15,000 and ₹30,000 or more, depending on your loan amount and eligibility.
  4. Age of applicant: Applicants must be between 21 and 50 years old.
  5. Credit Score: A credit score of 700 or higher is required. A higher score will help you secure better loan terms, such as a lower interest rate.
  6. Work Experience: At least 1-2 years of work experience, with a stable record at your current employer, is typically required.

 

Document Requirements for Small Loan App Without Salary Slip

  1. Identity Proof: A government-issued ID such as Aadhar card, passport, voter ID, or driver’s license.
  2. Address Proof: Documents like Aadhar card, passport, utility bills, or rental agreement to verify your address.
  3. Photograph: A recent passport-sized photograph and a Selfie photo
  4. Income Proof: Though no salary slip is required for some loans, you may need to provide bank statements (usually for the past 6 months to 1 year ) and your Job Confirmation Letter from your company.
  5. Employment Proof: For salaried individuals, employment confirmation from your company or an employee ID may be required. For freelancers or self-employed, additional proof of income like tax returns may be needed.
  6. Bank Account Details: Bank account information for loan disbursal and repayment.
  7. CIBIL Score: While CIBIL score details may not be directly required to submit the application, your credit score will be checked during loan processing.

 

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Do you have any question? Well, we'll help to get answers.

We take pride in assisting you by providing answers to all your queries. You can find some of them here.

A small personal loan is an unsecured loan that typically ranges from ₹1,000 to ₹5 Lakh. It’s designed for individuals who need a short-term financial solution for personal expenses like medical bills, home repairs, or unexpected emergencies.
Yes, Zetloan offers personal loans without requiring a salary slip. You can submit alternative documents such as bank statements or income proof to qualify for the loan.
To qualify for a loan through Zetloan, the minimum salary requirement ranges from ₹15,000 to ₹30,000 per month, depending on your eligibility and loan amount.
Zetloan offers personal loans ranging from ₹50,000 to ₹5 Lakh, depending on your eligibility, credit score, and financial profile.
Zetloan offers fast loan approval, and funds can be disbursed within a few hours to a couple of days, depending on your application and verification process.
You will need documents like identity proof (Aadhar card, passport), address proof (utility bills, Aadhar), bank statements (last 3-6 months), and possibly employment proof or CIBIL score details.
Interest rates for loans without a salary slip typically range from 5% to 25%, depending on factors like your credit score, loan amount, and tenure.
Yes, Zetloan offers flexible loans that can be used for various personal needs such as medical bills, home renovation, education, or any urgent expenses.
Yes, Zetloan uses industry-standard security measures to protect your personal and financial information during the loan application process.
To apply for a loan without a salary slip, simply visit the Zetloan website or app, fill out the online application form, and submit the required documents for quick approval.