Why Choose Zetloan for a ₹20000 Salary?
Traditional banks often reject low-salary applicants. Zetloan removes the barriers and offers instant, flexible loans tailored for you.
Key Benefits:
- Loan amount from ₹10,000 to ₹2.5 lakh
- Interest rate starting at 1.5% per month
- Flexible repayment from 3 to 24 months
- Instant loan approval within minutes
- Disbursal within 24 hours
- Zero prepayment charges after 3 EMIs
- 100% digital application through Zetloan app
Zetloan is designed for salaried users who need fast financial help without the stress of traditional paperwork.
Loan Details for ₹20,000 Salary Applicants
| Feature | Details |
|---|
| Minimum Monthly Salary | ₹20,000 |
| Loan Amount | ₹10,000 to ₹1,50,000 |
| Interest Rate | 1.5% to 2.5% per month |
| Tenure Options | 3 to 24 months |
| Processing Fee | 2% to 4% |
| Prepayment Charges | None after 3 EMIs |
| CIBIL Requirement | Not mandatory |
Documents Required for Personal Loan with ₹20,000 Salary
- Identity Proof: Aadhaar Card, Passport, Voter ID, Driving License, PAN Card (if available).
- Address Proof: Aadhaar Card (with address), Utility Bills, Bank Statement (last 3 months), Rent Agreement (if applicable).
- Income Proof: Salary Slips (last 3 months), Bank Statements (last 3 months), Form 16 (if applicable), Income Tax Returns (if self-employed).
- Employment Proof: Employer’s Offer Letter, Self-Employed/Business Proof (GST Registration or business certificate).
- Photographs: 2-3 Passport-sized photographs.
- CIBIL Score: Not mandatory but helps secure better loan terms.
How to Apply for personal loan for 20000 salary on Zetloan
The application process is quick, simple, and mobile-friendly. You can apply from anywhere in India using your phone.
Steps to Apply:
- Download the Zetloan App from our website
- Sign up with your mobile number and complete KYC
- Upload your salary proof (bank statement or payslip)
- Choose your loan amount and tenure
- Get approved instantly and receive money in your bank account
No documents to submit physically and no office visits required.