Best 30 Days Loan App in India 2025

Facing a cash crunch this month? Get fast, secure, and fully digital 30-day personal loans with ZetLoan- India's trusted app for instant short-term credit.

With ZetLoan, you can borrow ₹1,000 to ₹10,000, choose a flexible 30-day tenure, and get approval within minutes. The entire process is online, paperless, and safe, designed for quick financial help when you need it the most.

Download ZetLoan today and get instant disbursal straight to your bank account-no waiting, no hassle.

Happy customer applying for small loan again

Why ZetLoan is the Best 30 Days Loan App in India (2025)

If you're searching for a 30-day loan app, monthly repayment loan, or a quick short-term credit solution, ZetLoan offers a smooth and transparent borrowing experience. Designed for modern users, it ensures fast approval, minimal documentation, and secure digital processing.

Top Reasons to Choose ZetLoan

1. Instant Approval & Fast Processing

With automated verification systems, your loan gets approved in minutes — ideal for emergencies, utility bills, or salary delays.

2. Immediate Bank Transfer

Once approved, money is credited directly to your bank account within 5 minutes.

3. Transparent Fees & Lower Charges

Interest rates start from 2% per month, with complete transparency and no hidden deductions.

4. Flexible Tenure Selection

Choose between 7 days, 15 days, or 30 days, depending on your financial needs.
Perfect alternative to EMI-based loans or credit cards.

5. Lightweight, Simple, and User-Friendly App

ZetLoan is a small-sized app, easy to use, and optimized for all Android devices.

6. RBI-Compliant & Secure

Loans are issued through RBI-registered NBFC partners. Your KYC data is encrypted for total protection.

Whether you need an emergency loan, a short-term salary advance, or an instant monthly repayment loan, ZetLoan offers a reliable 30-day credit solution.

Eligibility Criteria for 30-Day Loan Apps in India (2025)

To apply for an instant 30-day personal loan through ZetLoan, you must meet the following eligibility requirements:

  • Age: Applicants must be between 21 and 55 years old.
  • Nationality: Must be an Indian resident with valid identification proof.
  • Income: Minimum monthly income of ₹12,000 for salaried or self-employed individuals.
  • KYC Documents: Active PAN card and Aadhaar card are mandatory for verification.
  • Mobile Number: Must be linked to Aadhaar for OTP verification.
  • Bank Account: Active savings bank account with regular transactions is required.
  • Credit Score: A basic credit history is preferred; higher scores may allow higher loan amounts.

Note: Users with a monthly income above ₹18,000 may qualify for loans exceeding the standard limit, subject to eligibility and credit evaluation.

Documents Required for 30-Day Loan Online (India 2025)

To get instant approval for a 30-day personal loan through ZetLoan, make sure you have the following documents ready:

  • PAN Card: Used for identity verification and credit assessment.
  • Aadhaar Card: Serves as both ID and address proof. Must be linked to your mobile number.
  • Recent Selfie: Required for digital KYC and face verification.
  • Income Proof for Salaried: Latest salary slip or last 3-6 months' bank statements.
  • Income Proof for Self-Employed: ITR or business bank statements.
  • Bank Account Details: Needed for instant disbursal and automatic repayment (auto-debit).

Note: The entire process is 100% digital and paperless. No physical documents are required simply upload scanned copies or photos in the ZetLoan app.

How to Apply for a 30-Day Loan on ZetLoan (India 2025)

Getting a short-term personal loan with ZetLoan is simple, fast, and 100% digital. Follow these easy steps:

Step 1:  Download the ZetLoan App

Install the official ZetLoan app from the website or Google Play Store to start your loan application.

Step 2:  Register Using Your Mobile Number

Sign up with an active mobile number linked to Aadhaar. Complete OTP verification to create your user profile.

Step 3: Complete Digital KYC

Upload your Aadhaar card, PAN card, and a recent selfie for instant e-KYC verification.

Step 4: Provide Income & Bank Details

Submit your salary slips or bank statements (for salaried/self-employed applicants) and enter your active bank account details for disbursal and repayment.

Step 5: Select Loan Amount & 30-Day Tenure

Choose the desired loan amount (₹1,000 to ₹10,000) and set your repayment period to 30 days.

Step 6: Submit Your Application

Double-check all details and submit your application for review. ZetLoan processes applications instantly.

Step 7: Get Instant Loan Disbursal

Once approved, your loan amount is credited directly to your bank account- usually within minutes.

Why Choose a 30-Day Loan?

A 30-day personal loan is the perfect solution for short-term financial needs. Here's why borrowers in India prefer it:

  • Flexible Repayment: Repay the loan in a single installment within 30 days, instead of multiple EMIs.
  • Quick Access to Cash: Ideal for emergencies such as salary delays, medical expenses, bill payments, or travel costs.
  • No Lengthy Paperwork: The application is completely digital and paperless, making the process fast and hassle-free.
  • Suitable for Everyone: Available for both salaried and self-employed individuals, with simple eligibility criteria.
  • Low Loan Amounts for Convenience: Borrow small amounts ranging from ₹1,000 to ₹10,000 without impacting your monthly budget.
  • Instant Disbursal: Once approved, funds are transferred directly to your bank account within minutes.
  • Safe & Secure: Partnered with RBI-registered NBFCs and using encrypted systems to protect your personal and financial data.

A 30-day loan is especially useful for borrowers who need temporary funds but want to avoid long-term debt or complicated EMI schedules.

ZetLoan - Trusted 30 Days Loan App for 2025

ZetLoan offers a smooth and secure way to manage financial emergencies. Whether you need money for rent, medical bills, travel, shopping, or bill payments, ZetLoan's instant disbursal and 30-day repayment makes it the perfect short-term loan app.

Download the ZetLoan App now and get your instant loan credited in minutes. Easy, fast, and 100% paperless.

Ready to Get Started?

Join thousands of satisfied customers who have transformed their financial journey with ZetLoan

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Do you have any question? Well, we'll help to get answers.

We take pride in assisting you by providing answers to all your queries. You can find some of them here.

What is a 30-day loan?

 

A 30-day loan is a short-term personal loan designed to be repaid in a single installment within 30 days. It is ideal for emergencies, salary delays, medical bills, or urgent cash needs.

How much can I borrow with ZetLoan?

 

You can borrow between ₹1,000 to ₹10,000 depending on your eligibility, income, and credit history. Higher-income users may qualify for larger loan amounts.

Is a high credit score required?

 

No, a basic credit history is sufficient for approval. However, a higher credit score may increase your loan limit and improve your chances of approval.

How fast will I get the loan amount?

 

Once approved, funds are typically credited to your bank account within minutes. ZetLoan ensures instant disbursal for a smooth borrowing experience.

Can self-employed individuals apply?

 

Yes, both salaried and self-employed individuals can apply. Self-employed borrowers need to submit ITR or business bank statements for verification.

Do I need to submit physical documents?

 

No. The entire process is 100% digital and paperless. Simply upload your PAN, Aadhaar, income proof, and a selfie in the ZetLoan app.

What happens if I miss the 30-day repayment?

 

Late repayment may attract penalty charges and negatively impact your credit score. Contact ZetLoan support immediately if you need an extension or alternative repayment options.

Are 30-day loan apps safe to use?

 

Yes. ZetLoan works in partnership with RBI-registered NBFCs and uses encrypted systems to ensure that your personal and financial data is secure.

Can I extend the 30-day loan tenure?

 

Extensions may be available depending on your repayment history, eligibility, and app policies. Always check within the app or contact support for options.