Small Business Loan up to ₹10 Lakh with Low Interest

Looking for a small business loan up to ₹10 lakh? Zet Loan offers instant approval, low interest rates, and minimal paperwork to help your business grow.

Whether you need funds for business expansion, equipment purchase, or cash flow management, our tailored loan solutions are designed to meet your needs quickly and efficiently.

Enjoy flexible repayment options, fast disbursal, and a hassle-free process.

Apply now and get the financial support your business needs quick, easy, and reliable.

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Happy customer applying for small loan again

How to Apply Online for Small Business Loan Up to 10 Lakh

Applying for a Small Business Loan up to 10 Lakh at low interest rate is quick and easy. Follow these simple steps to get started:

  1. Visit our Website: Go to the official website of the lender offering small business loans. Look for the "Apply Now" or "Apply for Loan" button.
  2. Fill in the Application Form: Complete the online application form by providing essential details such as your business name, type, turnover, and loan amount required.
  3. Submit KYC Documents: Upload required KYC documents like your Aadhaar card, PAN card, GST registration, and business bank statements for the past 6 months.
  4. Provide Business Financials: Attach documents such as your business’s income tax returns (if applicable), GST returns, and any other proof of business income.
  5. Choose Loan Amount and Repayment Terms: Select the loan amount you want (up to 10 Lakh) and choose flexible repayment options based on your business needs.
  6. Submit the Application: Once you've filled out the form and uploaded the required documents, click on the "Submit" button to complete your application.
  7. Get Instant Approval: Once your application is submitted, it will be processed quickly. You may receive instant approval or an offer within a few hours or days.
  8. Receive the Funds: Upon approval, the loan amount will be transferred directly to your business bank account. Ensure your account details are accurate to avoid delays.

By following these simple steps, you can apply for a Small Business Loan up to 10 Lakh at low interest rate online and get the financial support your business needs to grow!

Eligibility Criteria for Small Business Loan Up to 10 Lakh

To apply for a Small Business Loan up to 10 Lakh, the following criteria must be met:

  • Business Type: Must be a registered small business, startup, or self-employed professional. Businesses in sectors like retail, manufacturing, service, or e-commerce are eligible.
  • Age of Business: The business should have been operating for at least 6 months to 1 year. New businesses with strong potential are also considered.
  • Annual Turnover: The business should have an annual turnover of at least ₹5 lakh to ₹10 lakh.
  • Credit Score: A minimum credit score of 600 or above is preferred. A good credit score ensures better loan terms and quick approval.
  • Business Profits: Consistent business profitability in the last 6–12 months. Stable income sources and growth prospects are considered.
  • Documents Required:
    • KYC documents (Aadhaar, PAN, etc.)
    • GST returns and bank statements (for the last 6 months)
    • Income tax returns (if applicable)
  • Age of Applicant: The applicant must be between 21 and 65 years of age at the time of application.
  • Repayment Ability: The business should demonstrate the ability to repay the loan based on cash flow and profitability.

Meeting these eligibility criteria ensures a higher chance of instant loan approval and quicker processing. Apply today to get financial support for your business growth!

 

Documents Required for Small Business Loan Up to 10 Lakh

To apply for a Small Business Loan up to 10 Lakh, you will need to submit the following documents:

  • Identity Proof (KYC Documents):
    You need to provide government-issued ID proof such as:
    • Aadhaar Card
    • PAN Card
    • Passport
    • Voter ID
  • Address Proof:
    Submit a valid address proof such as:
    • Utility Bill (Electricity, Water, etc.)
    • Aadhaar Card
    • Passport
    • Voter ID
  • Business Proof:
    You must provide documents verifying your business existence, including:
    • GST Registration Certificate
    • Business Incorporation Certificate (if applicable)
    • Partnership Deed (if applicable)
    • Trade License
  • Financial Documents:
    To prove the financial stability of your business, provide:
    • Last 12 months of business bank statements
    • Last 1-2 years of Income Tax Returns (ITR) (if applicable)
    • GST Returns for the last 6 months (if applicable)
    • Profit & Loss Statement and Balance Sheet (if applicable)
  • Credit Score:
    While not a document, your credit score will be checked during the loan approval process. A score of 600 or higher is usually required.
  • Photograph:
    A recent passport-sized photograph of the business owner or authorized signatory.

Ensure that all documents are clear, legible, and up-to-date to avoid delays in the loan application process.

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Do you have any question? Well, we'll help to get answers.

We take pride in assisting you by providing answers to all your queries. You can find some of them here.

A Small Business Loan up to 10 Lakh is a financial product designed to help small businesses access funding quickly for working capital, expansion, or other business needs. It provides easy, hassle-free loans with low-interest rates and flexible repayment terms.
You can apply online through the lender’s website by filling out the loan application form, submitting your documents, and waiting for approval. The process is quick and easy with minimal paperwork.
To apply, your business should be registered and operational for at least 6 months, with an annual turnover of ₹5 lakh or more. You must also have a good credit score (600 or above) and submit relevant documents like GST registration, business bank statements, and identity proof.
You can apply for a loan amount of up to ₹10 Lakh depending on your business needs and eligibility criteria. The amount offered will be based on factors like your turnover, credit score, and financial health.
You will need to provide identity proof (Aadhaar, PAN), address proof, business registration documents (GST, trade license), financial documents (bank statements, ITR), and a recent photograph. Make sure all documents are clear and up-to-date.
Once you submit your application and documents, approval can be received within a few hours to a few days, depending on the lender’s processing time. Some lenders offer instant approval for small business loans.
The interest rate for Small Business Loans generally ranges between 12% to 24%, depending on factors such as your credit score, business profile, and loan tenure.
Yes, most lenders allow you to repay the loan early. However, make sure to check if there are any prepayment penalties or fees before making an early repayment.
Reputable lenders will not have hidden charges. However, you should always confirm if there are any processing fees, late payment fees, or prepayment penalties before applying.
Yes, startups can also apply for a Small Business Loan up to 10 Lakh, provided they meet the eligibility criteria, such as having a potential growth plan, minimum turnover, and a good credit score.