Published on: 2025-02-14T11:50:04+05:30

Best Travel Credit Cards with Free Lounge Access in 2025

Traveling in luxury isn’t just about flying first-class—it’s also about enjoying a seamless and comfortable airport experience.

If you’re a frequent traveler, having the right credit card can give you access to exclusive airport lounges across the globe.

From complimentary refreshments to high-speed Wi-Fi and a relaxing ambiance, these lounges offer a premium experience while you wait for your flight.

Several credit cards with free airport lounge access exist, but each comes with its own set of benefits and conditions. In this article, we will explore five of the best credit cards for business travelers and leisure travelers that grant complimentary lounge access, helping you travel in style and comfort.

1. HDFC Bank Regalia Gold Credit Card

The HDFC Bank Regalia Gold Credit Card is an excellent choice for travelers who frequently fly within India. With this card, you can enjoy:

12 complimentary lounge visits per year across domestic and international terminals in India.
Access to premium lounges where you can relax, enjoy free snacks, and work with high-speed Wi-Fi.

To avail of the benefit, simply swipe your card at the lounge entrance.

This card is ideal for frequent domestic travelers who want a smooth and comfortable airport experience.

2. American Express Platinum Card

If you’re a global traveler, the American Express Platinum Card is one of the best options for accessing premium lounges worldwide. Key benefits include:

Entry to over 1,400 airport lounges across 130+ countries.
Access to The Centurion Lounge, Delta Sky Club, and Priority Pass lounges.
Luxury perks, including premium customer service, travel insurance, and reward points.

However, the card comes with a hefty annual fee of ₹66,000 plus taxes, making it suitable for high-spending frequent travelers who prioritize comfort and exclusivity.

3. SBI Card ELITE

The SBI Card ELITE is a well-balanced credit card that provides both domestic and international lounge access. Features include:

6 complimentary international airport lounge visits per year.
A maximum of 2 visits per quarter.
Access to 1,000+ lounges worldwide.
Additional lifestyle benefits such as movie tickets and reward points.

This card is a great option for travelers looking for a mix of rewards and premium travel perks.

4. ICICI Bank Sapphiro Credit Card

The ICICI Bank Sapphiro Credit Card offers a comprehensive lounge access program with both international and domestic benefits:

2 complimentary international airport lounge visits per calendar year.
4 complimentary domestic airport lounge visits per quarter.
Priority Pass Membership allows access to 1,400+ lounges worldwide.
DreamFolks Membership provides access to 650+ lounges across 100 countries.

With dual membership benefits, this card ensures that travelers enjoy a world-class lounge experience wherever they go.

5. Axis Bank Magnus Credit Card

The Axis Bank Magnus Credit Card is another premium option that caters to luxury travelers. Features include:

Complimentary international lounge visits.
8 additional guest visits per year with Priority Pass.
From April 20, 2024, guest visits will be limited to 4 per year.

This card is perfect for those who travel frequently with family or colleagues, offering premium benefits that enhance the travel experience.

Choosing the right credit card for airport lounge access depends on your travel patterns and preferences. Whether you frequently travel within India or explore international destinations, these credit cards provide exclusive benefits to make your journey more enjoyable. From luxury lounge access to priority check-ins, these cards add an extra layer of comfort and convenience to your travels.

Before applying for a credit card, always check the terms and conditions, including eligibility criteria and spending requirements, to ensure you maximize your benefits. By selecting the right travel credit card, you can turn long layovers into an opportunity to relax and unwind, making your travel experience truly first-class.

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Author Bio

Hindol Roy-Financial Advisor, Senior VP & CFO

Hindol Roy is a seasoned financial expert with over 25 years of experience in business leadership. With 10 years as a financial advisor and 15 years serving as Senior Vice President and Chief Financial Officer, he brings a wealth of knowledge in leading strategic financial initiatives. Hindol has a proven track record of driving exponential business growth, optimizing financial systems, and building strong, recognizable brands.

A qualified business head, he specializes in crafting financial strategies that align with a company’s ambitious goals, while ensuring improvements in operational efficiency, cost reduction, and increased productivity. Hindol's approach to business management combines a sharp financial acumen with a commitment to best practices that foster sustainable growth and long-term success.

His vast experience in executive leadership makes him an expert in navigating complex financial landscapes and offering insights that are both practical and transformative for businesses striving for success.