In the age of e-commerce, cashback credit cards have become essential for online shoppers looking to maximize their spending power. These financial products reward users with a percentage of their spending back as cash, making online purchases even more rewarding. Whether you’re shopping on platforms like Amazon, Flipkart, or BookMyShow, cashback credit cards provide excellent savings opportunities. Here’s a list of the top cashback credit cards for online shopping in 2024 that you should consider for their attractive cashback offers and benefits.
1. Flipkart Axis Bank Credit Card
If you frequently shop on Flipkart or Cleartrip, this card is tailored for you. The Flipkart Axis Bank Credit Card offers an attractive 5% cashback on purchases made on Flipkart and Cleartrip. With a ₹500 joining fee and an annual fee of ₹500, you can enjoy unlimited cashback on Flipkart transactions. Additionally, the card offers welcome benefits worth ₹600, making it a valuable option for online shopping enthusiasts.
2. SimplyClick SBI Card
For those who love shopping online, the SimplyClick SBI Card is a great choice. It offers 5X reward points on online spends and 10X reward points on exclusive partner sites. If you are an avid online shopper, this card will help you earn points quickly, which can be redeemed for various rewards. Additionally, the card provides 5X reward points on all other online purchases, making it one of the top choices for cashback rewards in India.
3. SimplyClick Advantage SBI Card
The SimplyClick Advantage SBI Card is another fantastic option for online shopping. It offers 5X reward points on online purchases and 10X reward points with exclusive online partners. The card also offers an Amazon.in gift card worth ₹500 on joining, and e-vouchers worth ₹2,000 for annual online spends of ₹1 lakh and ₹2 lakh respectively. If you are a regular online shopper, this card offers excellent cashback opportunities.
4. HDFC Bank MoneyBack+ Credit Card
For those who shop at popular online stores like BigBasket, Amazon, Flipkart, and Swiggy, the HDFC Bank MoneyBack+ Credit Card offers an impressive 10X cashpoints. You can also earn 5X cashpoints on EMI transactions at merchant locations. The card provides 2 cashpoints for every ₹150 spent on other purchases, excluding fuel and wallet loads. This card is perfect for frequent online shoppers looking for maximum cashback.
5. ICICI Bank Platinum Credit Card
The ICICI Bank Platinum Credit Card is ideal for those who want a hassle-free cashback experience. This card offers two reward points per ₹100 spent, excluding fuel. With no joining or annual fees, this card is a great choice for online shoppers who prefer simplicity without worrying about extra charges. It’s an excellent way to earn rewards on your everyday purchases.
6. Kotak Mahindra Bank Credit Card
Kotak Mahindra Bank offers two exciting credit cards that are perfect for online shoppers:
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Kotak Mahindra Bank Credit Card: Earn 2 reward points for every ₹100 spent on online shopping. Additionally, the card offers ₹750 cashback on annual spends of ₹75,000, making it an attractive option for those who make regular online purchases. Enjoy no annual fee if you spend ₹50,000 during the previous anniversary year.
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Kotak Mojo Platinum Credit Card: This card offers 2.5 Mojo points for every ₹100 spent on online shopping. Additionally, it provides 1 Mojo point for every ₹100 on other expenditures. Cardholders can earn 2,500 Mojo points every quarter for spends of ₹75,000 or more. With these enticing rewards, it’s a must-have for avid online shoppers.
7. RBL Bank Monthly Treats Credit Card
The RBL Bank Monthly Treats Credit Card offers 5X reward points on online shopping. The card also provides 10% discounts on popular platforms like Zomato, BookMyShow, Uber, and Myntra. You can redeem your accumulated reward points for a variety of gifts and vouchers, including vouchers worth ₹6,000 annually. If you want to earn cashback while enjoying additional discounts on popular services, this card is an excellent choice.
8. HDFC Millennia Credit Card
The HDFC Millennia Credit Card is designed for young professionals and online shoppers. It provides 5% cashback on specific online purchases like Amazon, BookMyShow, and others, with a 1% cashback on all other purchases. Whether you’re buying electronics, tickets, or everyday essentials, this card helps you save on every transaction. It’s perfect for people who frequently shop online but also want to get cashback for other types of spending.
Cashback credit cards are an excellent way to save money on your online shopping spree, with many offering rewards in the form of points, vouchers, or direct cashback. Whether you’re a frequent shopper on platforms like Flipkart, Amazon, or Cleartrip, these cards will help you maximize your savings. Be sure to read the terms and conditions of each card carefully, as cashback offers may not apply to certain types of transactions, such as merchant EMI purchases.
Maximize your spending power with these top cashback cards and enjoy the rewards for your online shopping efforts in 2025!